مطلوب محاسب في شركة Metropolitan
Credit Officer at Metropolitan
" Location : Maadi Cairo
Website: www. metro-egypt. Com
Responsibilities:
-Compliance with the requirements of the applicable
laws and regulations, including the banks and all other relevant laws and
regulations -Visits and interacts in person and via phone/email with existing
customers and potential customers on credit or risk related matters
-Authenticates all post loan closing activities, including conditions precedent
to closing, are accurate and complete -Communicates final deal structure,
pricing, terms and conditions to client and Sales team maintaining integrity of
formal Committee Approvals -Continuously monitors and frequently visits clients
providing an independent review of credit quality, client risk/exposure, risk
ratings, compliance with Credit Policy and compliance with terms and conditions
of legal agreement for assigned portfolio Identifies early client risk/exposure,
early detection of volatile industries and markets for assigned portfolio within
designated region -Manages approval process ensuring accuracy of approval
d-ocuments memorandum , supplemental exhibits and underwriting is compliant with
current Credit Policy standards and practices Authorizes decisions in areas of
credit transactions, risk ratings and extensions of credit within limits of
individual authority and makes recommendations on others -Evaluates structures,
risk rates and underwrites companies with risk exposure or potential risk
exposure to the bank -Negotiates terms and conditions of Credit with
Relationship Manager -Responsible for formal credit review processes such as
Monitoring as well as Credit File reviews, Audits, Compliance Reviews etc. and
on an on-going basis reviews for accuracy and completeness all formal loan
documentation, comments and updates -Responsible for the quality, integrity and
soundness of all financial analysis, underwriting and credit approval processes
for an assigned portfolio -As primary liaison for client prospects, interacts
in-person and via phone with existing customers, potential customers and
Corporate Banking Sales teams on a routine basis -Identifies cross-sell
opportunities -Proactively manages credit risk and exposure for an assigned
portfolio; initiates credit modifications and risk -upgrading/downgrading,
modifying terms and frequency of covenants, financial reporting, collateral
security, audit schedule
Qualifications
-Bachelors Degree in Business Administration,
Accounting, Finance, Economics or equivalent experience -1+ years experience as
a Senior Credit Analyst, Senior Loan -Senior Loan Workout Analyst, Senior
Portfolio Manager, Senior Underwriter -Ability to interact with all levels of
management, work within a team environment and work independently -Ability to
work with large databases and data sets for extraction and conversion into
useful business information -Knowledge of Microsoft Office, particularly Excel
-Strong negotiation and presentation skills -Strong organizational and
administrative skills -Ability to multi-task -Strong technical and analytical
skills -Strong written/verbal communication and interpersonal skills -Thorough
knowledge of financial statements, accounting principles, Credit Policy,
applicable laws and industry data sources Kindly
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