وظائف بنك التجاري وفا Attijari
Wafa للخبرات
Full Time
To ensure that AWBE implements AWB Group and Local Regulatory requirements for an independent Financial Crime Function including AML & Sanctions in the Compliance Department. To support the development and implementation of proactive strategy to combat Financial Crime and Terrorist financing risks.
Main accountabilities and approximate time split
Accountability: Investigations
Time Split: % 70 • To review AML system generated alerts within the approved timelines ensuring high quality of review is met.
• To review manual SARs following the required process for recording, investigating and reporting.
• To respond to 1LOD (branch / support team) inquiries in a timely and cooperative manner to advise 1LOD in the execution of its duties with regard to the alerts named above
• To coordinate with all business segments in a professional and timely manner providing day-to-day guidance to the bank’s different business units on financial crime inquiries.
• Assist the MLRO and AML Managers in identifying potential issues and in proposing solutions for those issues Provide input to the AML reports structure, standards and limits for customer behavioral transaction analysis (Re-tuning) as requested by MLRO / AML Managers
• Effective conclusion of all alerts allocated including comprehensive disposition. In case suspicious activity is identified then reporting the same to the MLRO / AML Manager in addition to SAR preparation (see below).
• Work in line with AML alerts set plan as communicated by MLRO / AML Manager and meet the daily target assigned by the MLRO / AML Manager in line with the required timelines stipulated in the Financial Crime Minimum Operating Standards
• Ensure immediate escalation/ reporting to the MLRO on issues that require immediate intervention
• To support further financial crime investigation and SAR reporting tasks as required by MLRO / AML Managers
Accountability: SAR Preparation
Time Split: 20% • To ensure high quality examination procedure of the transaction and SAR preparation
• To prepare, record and retain SAR electronically and physically in adherence with the procedural requirements including MLRO sign off
• Ensure that issues arising from business’ controls on AML, and any other financial crime are reported, and escalated, promptly and appropriately to MLRO
Accountability: Financial Crime Activities
Time Split: 5% • Provide periodic training and awareness sessions to the business to promote Financial Crime Awareness.
• Proactively meet and work with the business (i.e. retail and corporate business support team and branch staff) to ensure meeting our objectives.
• Contribute to other assigned tasks by the AML management related to Financial Crime according to business needs.
Main Accountabilities:
Reporting and MI
Time Split: 5% Produce accurate daily MI and governance reporting to AML Manager to drive effective compliance risk reporting.
Ensure that all Financial Crime logs are complete and accurate including SAR and Exit logs
Technical skills / Competencies
• Intellectual and Analytical skills of high order
• Strong interpersonal skills for effective communication with senior management and stakeholders
• The ability to challenge independently and constructively, senior management, peers or other staff where appropriate.
• Insist upon adherence to the highest standards of business practice and to the requirements or relevant authorities.
• Excellent written and oral communication to be clear and comprehensible, specifically in analytical dispositions and reporting.
Knowledge, Expertise and Experience
Knowledge, Qualifications/ Experience:
Essential
Banking Experience in a relevant Corporate or Retail financial services environment and/or law enforcement.
Very Good written and spoken Arabic and English
Strong Analytical skills
Good understanding of Financial Crime concepts, regulations and requirements
Preferred
Compliance/Financial Crime qualification and experience to enable immediate contribution to the role
To Apply
